CURRENCY TRADING PROGRAM Chartwell and its partners have direct access to a currency trading program for its small cap investors who are able to place at least $150,000 into currency trading. Chartwell has developed the relationship for this currency trading program to help small cap investors grow their funds for eventual participation in the higher yielding platform trading programs. This currency trading program is also usefull for temporarily "parking' funds of higher cap investors in between platform trades. This currency trading program has an eight year history of never losing any principle in any month. The yields in this currency trading program are substantially greater than the yields normally available to small cap investors. Historical yields for this currency trading program are available to the investor in order to make an informed decision as to whether or not the program meets their investment parameters. As with platform trading programs, there are strict access rules and participants are subject to rigorous compliance requirements. It must be established that the investors funds are owned free and clear by the investor and are of non--criminal origin. To obtain additional information regarding currency trading programs, a formal request must be made and a non-disclosure/non-circumvention agreement will be required.